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Product Liability Coverage

S2S Insurance Specialists provides product liability coverage to protect you from risks that occur anywhere in the supply chain.

Product Liability Insurance is designed to protect your cannabis company from claims that can happen anywhere along the supply chain, including product contamination, mislabeled products, false advertising or defective products. With proper coverage, your insurance company will pay for damages and legal expenses if you are sued, up to your policy limits. Your Product Liability policy will also cover any medical expenses for those who are harmed by your business.

Why Do I Need Product Liability Insurance?

Many things can happen to a cannabis crop, ranging from pesticides to spoilage to equipment malfunctions, all of which pose a significant risk. Even if the original seed or flower was confirmed free of mold or contaminants upon sale, the grower can still be dragged into a product liability claim for contamination issues that are introduced along the supply chain.


For wholesalers and distributors who are concerned about the products they purchase from growers, cannabis Product Liability Insurance is necessary to safeguard your business.


For many retailers in the current industry, it is virtually impossible to trace a product back to its original source (or seed) and verify the products are labeled accurately, safe and free of contaminants. Even if you can trace your cannabis from seed to flower, when the product moves along the supply chain, tracing becomes more difficult. You don’t always know who’s buying a particular strain or what they’re doing with the raw material.  


Product Liability Insurance is often overlooked, especially by small to mid-size businesses. However, your cannabis business needs this type of coverage if you sell any goods or products that end up in the hands of the public. In fact, your business may be contractually obligated to have Product Liability Insurance.

S2S Insurance Specialists insures the most difficult risks facing your company. We can customize a Product Liability policy to meet your budget and needs. To learn more about how we can protect you and your business, schedule a 15-minute consultation. 

No matter where your business falls in the Supply Cycle, S2S Insurance Specialists has the coverage that you need to protect your business.

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