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Directors & Officers Liability Coverage

S2S Insurance Specialists provides D&O and Excess D&O coverages required to hire and maintain qualified board members and protect your executives from costly lawsuits.

Directors and Officers (D&O) Liability Insurance protects corporate directors and officers, as well as their spouses and estates, from being personally liable in the event your company is sued by investors, employees, vendors, competitors, customers, or other parties, for actual or alleged wrongful acts in managing the company. In the event of litigation, your D&O insurance will cover legal fees, fines, settlements, and other expensive costs. If you are looking to secure venture capital or funding from investors, and attract and retain qualified directors, you need D&O coverage as a form of protection. Many officers and directors require a company to provide D&O insurance; however, access to D&O in the cannabis space is limited and expensive. S2S Insurance Specialists understands cross-border cannabis companies and has expertise in providing D&O coverage for private and public companies in the U.S. and Canada.

How Does D&O Liability Coverage Protect You?

Cannabis and hemp businesses – large and small – are increasingly becoming prime targets for litigation. One lawsuit can fold your business and put your personal assets at risk. Disgruntled shareholders alleging fraud and misinformation are seeking to recover significant damages. The only way to shield corporate officers from personal liability for negligence or misconduct is with D&O Insurance.


D&O coverage is often the most overlooked coverage because many cannabis and hemp businesses are small or independently run, and no one foresees the potential for operational failures and mismanagement. However, with all the risks cannabis companies face everyday, D&O should be a top priority as one expensive lawsuit can put a company out of business. More frequently, we’re seeing prospective investors and board members requiring D&O insurance prior to engaging with a company in order to ensure adequate protection in the event of litigation. With proper D&O coverage, your company’s executives will be protected and your insurance will pay for legal damages and fees.


Finding an insurance carrier to provide you with D&O insurance can a challenge. Most major insurers do not offer cannabis D&O policies because cannabis is not legal under U.S. federal law. S2S Insurance Specialists insures the most difficult risks facing your company and is a leading provider of D&O Liability Insurance. To learn more about how we can protect you and your business, schedule a 15-minute consultation. 

No matter where your business falls in the Supply Cycle, S2S Insurance Specialists has the coverage that you need to protect your business.

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