A business property insurance policy pays for damages to your business property resulting from a covered loss. The policy not only protects your place of business but also your contents including office furniture, computers, your business inventory and other items essential to your business operations.
Many property insurance policies also provide for expenses for protecting your business from further damage after a loss such as a fire (including such things like debris removal) and the money needed to keep operating your business until the damage from the loss is repaired.